Card Group International places merchants others turn away. From high-risk industries to RUO peptide vendors, we pair you with the right processor, protect your compliance posture, and keep your revenue flowing.
On existing processing costs. No long-term lock-in required.
Whether you're a standard merchant looking to cut costs or a high-risk vendor who's been turned down before — we have a placement path for you.
When Stripe, Square, PayPal, or Shopify Payments shuts you down — we get you approved. Direct US merchant accounts, chargeback management, and sponsor bank relationships. Offshore options also available when needed.
Explore High-Risk → Compliance-FirstDedicated processing pathway for Research Use Only peptide vendors. Compliance audit, site review, access to biomedical space attorneys for legal opinion letters, and processor placement.
RUO Compliance & Processing → Peptide / Nutra / BiotechProcessing for non-RUO peptide, nutraceutical, and biotech sellers. Rate analysis, gateway integration, and compliant billing descriptor strategy.
Peptide Merchant Solutions → Cost EliminationEliminate up to 100% of processing fees by offering customers a cash vs. card price — fully compliant with Visa, Mastercard, and state regulations.
See How It Works → TechnologyPayment facilitation built into your platform. Revenue share programs, white-label options, and API-first gateway integrations for software companies.
SaaS Processing → EnterpriseRate reduction programs, POS terminal solutions, e-commerce gateways, MOTO setups, and ACH processing for standard merchants.
Standard Merchant Options → High DemandAccept card payments and convert to crypto — with no KYC required on transactions up to $700. A major advantage for the RUO and high-risk community right now.
Ask About Crypto → Alternative RailBank-to-bank ACH payments for high-risk merchants — lower fees, reduced chargeback exposure, and an effective alternative to card processing.
Ask About ACH →When Stripe, Square, PayPal, or Shopify Payments shuts you down — Card Group International gets you approved. We specialize in placing merchants that standard processors decline. Direct US merchant accounts are our primary solution, with offshore options available when the situation calls for it.
Our primary solution is a direct US merchant account — domestic acquiring relationships across multiple risk tiers, matched to your business profile for long-term stability.
Been placed on the MATCH list? We work with processors who can consider MATCH merchants with proper due diligence. In many cases we can get you a direct US account — no offshore required.
Threshold monitoring, dispute strategy, and mitigation plans that protect your processing relationship.
For merchants where a US account isn't viable, offshore acquiring is available as a secondary option — not our default recommendation.
We negotiate reserve structures and release timelines on your behalf.
3DS2 authentication available to reduce chargebacks, shift liability, and protect your account standing — especially important for CNP and high-risk merchants.
Hundreds more industries supported. Don't see yours listed? Just ask — we almost always have a solution.
RUO peptide vendors need specialized processing expertise — the right compliance posture, the right processor relationships, and the right legal documentation. We provide all three.
Key insight: Compliance posture — your website labeling, disclaimers, and legal documentation — is what determines approval and retention. We audit before we submit, so you go in positioned to succeed.
We offer a complete intake process: compliance audit, site review against FDA totality-of-evidence standards, referrals to biomedical space attorneys for legal opinion letters (only if required), and processor placement with a tiered approval track record.
Currently selling consumer peptides and want to add a compliant RUO product line? We can guide you through the structural and compliance requirements to operate both.
Ask About the RUO Path →Already operating RUO and want to launch a compliant consumer-facing peptide brand? We help you structure that transition without jeopardizing your existing operation.
Ask About the Consumer Path →We review your storefront(s) against FDA RUO totality-of-evidence standards — labeling, disclaimers, bacteriostatic water listings, product descriptions.
Detailed findings report with specific language corrections, required disclaimers, and page-level recommendations before processor submission.
Coordination with our network of biomedical space attorneys for formal legal opinion letters — strengthening your merchant application.
Submitted to our tiered high-risk processor network. We match your risk profile to the right ISO relationship for sustainable approval.
Selling peptide-based, nutraceutical, or biotech products for consumer or wellness markets? We have processing pathways for your vertical — and if you're considering adding an RUO line, we can walk you through that transition compliantly.
Supplement brands, pre-workout, recovery products
Consumer wellness, longevity, biohacking verticals
Amino acids, adaptogens, peptide-adjacent formulas
Online stores, subscription models, direct-to-consumer
GLP-1 adjacent products, compounded weight management, metabolic health brands
Our Dual Pricing program allows you to offer customers a cash price and a card price — passing card acceptance costs to the cardholder in a fully compliant structure. Accepted across Visa, Mastercard, Discover, and American Express.
Build payment acceptance into your software, SaaS platform, or marketplace — and monetize every transaction processed through your system.
Integrate card acceptance directly into your software product. Your customers process through your platform, and you earn residuals on every transaction.
Refer merchants to Card Group International and earn ongoing monthly residuals. No processing infrastructure required — we handle the backend.
We work with Authorize.Net, NMI, PayTrace, and custom gateway setups. Including Level 2/3 data optimization for B2B software companies.
Brand the processing experience under your company name. Ideal for vertical SaaS companies that want to own the payment relationship with their customers.
Card Group International offers partnership tracks for independent agents, referring partners, and technology companies. Transparent splits, monthly reporting, and 18 years of backend infrastructure behind you.
Bring us your merchants — standard or high-risk — and earn industry-competitive residuals from day one. We handle underwriting, processing relationships, and merchant support.
Not in the payment industry? No problem. Attorneys, accountants, business consultants, and industry associations can earn referral fees for every merchant account placed.
Embed payment processing in your platform and unlock a new revenue stream. We offer white-label processing programs, API access, and revenue share for SaaS companies and vertical software providers.
Card Group International was founded on the principles of honesty, integrity, and outstanding service. We've built ISO relationships, processor networks, and compliance expertise that most agents simply don't have access to.
We specialize in merchants that standard processors decline — which means everything we know, every relationship we've built, and every system we've developed is optimized for getting difficult accounts approved and keeping them running.
Our expanding focus on compliance and legal services for high-risk vendors — particularly RUO peptide merchants — reflects where the industry is heading: merchants need processing partners who understand regulation, not just rates.
Whether you need a rate comparison, a high-risk placement, or a full RUO compliance intake — reach out and we'll respond within one business day.
Free no-obligation analysis. We'll show you exactly what you're paying and what you could save.